PaisaKhaga · Class 6-8
RBI ki dar badhne ka matlab kya?
Agar sabzi, petrol aur doodh ke daam badhte jaayein, toh paison ka khel kaun sambhalta hai?
Socho pehle… phir dekho jawab
Bharat mein yeh kaam RBI ki ek samiti karti hai. Woh byaj ki ek khaas dar tay karke daamon ko kaabu mein rakhne ki koshish karti hai.
RBI (Reserve Bank of India) hamare desh ka central bank hai. Uski chhe sadasyon ki Monetary Policy Committee (MPC) tay karti hai ki 'repo rate' kya ho. Repo rate woh dar hai jis par RBI bankon ko karz deta hai.
Repo rate badhti hai toh bankon ke liye paise mehenge ho jaate hain, aur woh logon ko karz bhi mehenge dete hain. Log kam karz lete hain aur kharch bhi kam karte hain, isliye daam badhne ki raftaar dheemi padti hai. Repo rate ghatne par ulta hota hai.
Udaharan: maan lo (sirf udaharan) ghar ka karz 8% par hai. Dar badhne par yeh 8.25% ho sakta hai, aur kisht thodi badh sakti hai.
Is hafte MPC ki baithak 5 se 7 October tak hai aur faisla 7 October ko aayega. Abhi sirf preview hai, faisla nahi hua.
Ghar pe try karo
Bade ke saath ek table banao: 'Repo badhi' aur 'Repo ghati' ke neeche likho ki karz mehenge ya sasta, kharch badhega ya ghatega. Phir ek kalpanik udaharan likho.
Wow!
Ek chhoti-si dar ka badlaav, jaise 0.25%, poore desh ke karzon par asar daal sakta hai!
3 sawaal
- Repo rate kya hai?
Jawab dekho
RBI jis dar par bankon ko karz deta hai. Repo rate wahi dar hai jis par RBI bankon ko karz deta hai.
- Repo rate badhne par aam taur par kya hota hai?
Jawab dekho
Karz mehenge hote hain. Bankon ke liye paise mehenge hone se karz bhi mehenge ho sakte hain.
- MPC mein kitne sadasya hote hain?
Jawab dekho
Chhe. Monetary Policy Committee chhe sadasyon ki hoti hai.
NCERT se jodo: NCERT Class 8 Social Science — arthvyavastha aur bank ka kaam